THOUSANDS on Universal Credit and benefits will see a major change to their payments within weeks.
The summer bank holiday will mean that you might see your cash hit your bank account a few days before your usual payment date.
AlamyThose claiming Universal Credit and benefits could get their payment earlier than usual in August[/caption]
This is because the Department for Work and Pensions (DWP) doesn’t make benefit payments on bank holidays – so you won’t be paid on Monday, August 28.
It’s vital to take note of when you might get your payment so that you don’t fall short or overspend.
If your usual payment date falls on August 28, the DWP will instead send out your benefit payments earlier than usual.
This means that many receiving Universal Credit and other benefits will receive their payment on a different day than usual.
So if you’re due to receive your payment on August 28, you’ll actually get it on Friday, August 28 instead.
Your payments will be adjusted automatically, so there’s no need to do anything.
If your payment falls outside of these dates, you shouldn’t expect any changes at all.
This is because everybody’s usual payment date depends on when you first applied and when your application for benefits was approved – so there is no set day for everyone.
Usually, you receive your first payment seven days after the end of your initial assessment period.
Benefits that could be affected by the Summer bank holiday include:
Attendance allowanceCarer’s allowanceChild benefitDisability living allowanceEmployment and support allowanceIncome supportJobseeker’s allowancePension creditPersonal independence paymentState PensionUniversal CreditTax credits (such as working tax credit)
If you don’t receive your benefit payment one working day before the bank holiday, you should contact DWP directly.
You can also submit a complaint to them to get a problem sorted if your payment is wrong.
Will my benefit payment amount change?
No, the amount you’re due should remain the same.
It will only be different if you’ve had a change in circumstances since your last payment, which you’ll need to alert the DWP of.
Don’t forget that if you get paid early then you’ll have to make the money you get go further as you’ll have extra days to wait until your next payment date.
Make sure you factor this into your budget.
What are the payment dates for other bank holidays?
It’s best to make sure your benefit payments won’t be affected by any other bank holidays this year.
Or if they are, make sure you know when payments will land so you can best prepare.
The next bank holidays will occur in December during the festive period.
This means that if you have payments due on December 25, 26 and 27 you’ll be paid on December 22 instead.