HOUSEHOLDS have just weeks just left to apply for £145 free cash or they’ll miss out.
The cost of living crisis has taken a toll on all of us, forcing many people to tighten their purse strings.
The household support fund offers free cash or vouchers to struggling homesGetty
However, those on a low-income or certain benefits could get free financial help from their local council.
The help comes via the Household Support Fund, which is worth £842million.
The money is provided by the Government which has distributed it among councils in England.
They then decide how to share their portion of the fund.
That means what you can get depends on where you live, but in most cases help is offered to those on a low income or benefits.
The type of support on offer varies as well – some local authorities are offering out food or utility bill vouchers while others are making bank transfers.
For example, if you live within the borough of Windsor and Maidenhead could get £145 free cash to go towards food and energy costs.
The council has teamed up with charity partners to decide who is in need of the help.
If you are in contact with one of these partners then you could qualify for the £145:
AbriCitizens Advice East Berkshire (CAEB)Housing SolutionsRBWM Housing ServiceAge Concern WindsorWest Windsor Hub (WWH)Baby BankMaidenhead FoodshareWindsor FoodshareNHS Frimley social prescribing serviceMaidenhead United FC Community TrustOptalisAchieving for Children
Applicants must also be in “severe financial need” and over 18.
If you qualify, you’ll be sent a unique reference number and a link to an online application form.
But the scheme closes on June 30 so make sure you’re looking out for emails or letters from the council now, otherwise you could miss out.
Applications are limited to one per household and if you’ve already received help then you won’t be able to reapply until July when the scheme reopens again.
The payment will be made via bank transfer and should be sent within five working days once your application has been accepted.
The next round of funding will open on July 1 and will run until March 31 2024.
But it’s not just those living in Windsor & Maidenhead that can get access to free help this month.
Families in Durham can get £150 free cash to help them with food and other essential costs.
Parents will qualify if their children get free school meals or you do not get any of the cost of living support payments.
Recipients will get two vouchers of £75 and the first will be made within weeks.
The first batch of vouchers will be sent out on the weeks starting June 19 and June 26 for children in primary school and above.
Those living in North Somerset could get £120 in free vouchers or those with children could get even more.
Vouchers will be sent in two £60 payments with the first one landing in June and the second in November.
If you have two children then you could get double the amount – £240.
Residents living in the City of York council district can get up to £370.
The council is supplying successful applicants with two rounds of payments worth £185 each – one at the end of June, and one in November.
You’ll need to be a resident of the City of York Council to get this payment.
In Nottinghamshire you can get up to £60 for energy bills plus £30 per person to go towards food and other essentials.
The money will be paid either by cash or voucher, depending on the circumstances.
Those eligible can apply online via the Nottingham Council website as of May 22 so if you apply now, you could get it before June is up.
What if my council isn’t listed?
The best thing to do is contact your local council to see what help is on offer and if you have to take any action.
You can do this by using the Government’s locator tool found on its website.
But you might want to be quick as competition for the fund is fierce and once a council has depleted its share, there’s no more left.
That said, the Household Support Fund has been extended multiple times since it was first launched in October 2021 so it might be extended again when the current batch closes, in March 2024.
What other help is available?
Millions are also in line to receive cost of living payments worth up to £1,350.
The first instalment of the £900 payment has been paid to millions on certain benefits, including Universal Credit and Pension Credit.
Meanwhile, a £150 payment and between £150-£300 payment will be made to millions with disabilities and pensioners this month.
You may be entitled to the £150 disability cost of living payment if you receive any of the following benefits:
Attendance AllowanceConstant Attendance AllowanceDisability Living Allowance for adultsDisability Living Allowance for childrenPersonal Independence PaymentAdult Disability Payment (in Scotland)Child Disability Payment (in Scotland)Armed Forces Independence PaymentWar Pension Mobility Supplement
Plus, pensioners who are entitled to a Winter Fuel Payment for winter 2023/24 will get an extra £150 or £300 paid on top of their normal payment from November this year.
You will be eligible for a Winter Fuel Payment this winter if you were born before September 25, 1957.
Those eligible for the payment will receive a letter in October and November telling them how much money to expect.
Energy suppliers also offer plenty of energy grants and schemes to help you out if you’re struggling.
Here’s a list of schemes open right now:
British Gas Energy Trust Individuals and Family FundBritish Gas Energy TrustEDF Customer Support FundE.ON and E.ON Next GrantsOctopus Energy Assist FundOVO EnergyScottish Power Hardship Fund
There’s a one-off fuel voucher from your energy supplier if you’re on a prepayment meter.
Do you have a money problem that needs sorting? Get in touch by emailing [email protected]